Central Bank of India P.O. Exam., COMPUTER KNOWLEDGE

1. If a word is typed that is not in Word’s dictionary, a____________wavy underline appears below the word.
(A) red
(B) green
(C) blue
(D) black
(E) None of these
Ans : (A)

2. The____________button on the quick access Toolbar allows you to cancel your recent commands or actions.
(A) Search
(B) Cut
(C) Document
(D) Undo
(E) None of these
Ans : (D)

General Awareness : Solved Model Paper (

1. The Index of Industrial Production (IIP) is compiled and released by which of the following organizations/ agencies?
(A) Registrar of Companies
(B) Confederation of Indian Industries
(C) Bombay Stock Exchange
(D) Reserve Bank of India
(E) Central Statistical Organisation
Ans : (E)

Model Paper -Reasoning

1.Study each of the following table and choose the alternative which can best replace the question mark (?)

1 2  3   2 10 12

2 5  12  10 16 13

1 2  1   ?  10 24

(a) 5  (b) 11  (c) 13  (d) 8

Ans (c)

2. Study each of the following table and choose the alternative which can best replace the question mark (?)

3  8   10  2  ?  1

6  56  90  2  20 0

(a) 0  (b) 3  (c) 5  (d) 7

Ans (c)

General English Model Paper 5

General English 1. Read each sentence to find out whether there is any error in it. If there is no error, the answer is ‘d’ (Ignore errors of punctuation, if any) (a) You would not have used (b) such an insulting language (c) if you would have been accompanied (d) by your elder brother. (e) No error Answer – c 2.Read each sentence to find out whether there is any error in it. If there is no error, the answer is ‘d’ (Ignore errors of punctuation, if any) All the furnitures have been (a)/ replaced by the owner of the house (b)/ before shifting. (c)/ No error. (d) Answer – a 3.Read each sentence to find out whether there is any error in it. If there is no error, the answer is ‘d’ (Ignore errors of punctuation, if any) As soon as I shall reach New Delhi (a)/ I shall send you the file (b)/ you have asked for. (c)/ No error. (d) Answer – a 4.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. He does not suffer from any ……. disease at all. a. Acute b. Chronic c. Temporary d. Irregular Answer – b 5.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. We are not sure if their business is strictly ……… a. Prudent b. Honest c. Judicious d. Legitimate Answer – a 6.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. The claims made by the manufacturer of the product are so extravagant that only the …… will accept them on face value. a. Cynical(placementpapers.fresherjobs4u.com) b. Gullible c. Rich d. Indifferent Answer – b 7.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. Justice should be ….. even-handedly. a. Discharged b. Performed c. Declared d. Administered Answer – d 8.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. The leader of the opposition party condemned the communal riots in … terms. a. Unambiguous b. Unparliamentary c. Unequivocal d. Uncontrollable Answer – c 9.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. They should spend less time … about and more with their children. a. Gallivanting b. Gravitating c. Frisking d. Flirting Answer – c 10.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. The Government’s handling of the situation led to …… violations of human rights. a. Tumultuous b. Obvious c. Ostensible d. Flagrant Answer – d 11.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. A bullet …….. his cheek. a. Grazed b. Glazed c. Grasped d. Screamed Answer – a 12.In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. The injured man was still groggy and could only give a ….. account of the accident. a. Garish b. Gangling c. Garbled d. Garrulous Answer – c 13. In each of these questions, the given sentence has a blank space. Four alternative words (a), (b), (c) and (d) are given after the sentence. Select from the alternatives that word as your answer which you consider most appropriate for the blank space. The teacher’s counsel had a …….. effect on the mischievous student’s conduct. a. Memorable b. Salutary c. Sudden d. Forceful Answer – b 14.In these questions, pick out the most effective word from the given words to fill in the blank to make the sentence meaningfully complete. The majority of village folk in India are illiterate and …. superstitious. (a) Overtly (b) Delicately (c) Stubbornly (d) Covertly (e) Critically(placementpapers.fresherjobs4u.com) Answer – c 15.In these questions, pick out the most effective word from the given words to fill in the blank to make the sentence meaningfully complete. I must admit, my parents stood by me in my times of …… . (a) Passion (b) Duress (c) Involvement (d) Development (e) Criticism Answer – b

Syndicate Bank PO Held on: 23.5.2010 (English Language)

Directions (Q.1-7): Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in bold in the passage to help you locate them while answering some of the questions.In the past, the richest states often grew the fastest and the poor ones the slowest. But India's

Vijaya Bank Probationary Officers Exam., 2008 (Held on 2-3-2008) Reasoning Ability : Solved Paper

1. ‘34’ is related ‘12’ in the same way as ‘59’ is related to—
(A) 45
(B) 14
(C) 42
(D) 38
(E) 47
2. What should come next in the following number sequence ?
2 2 3 2 3 4 2 3 4 5
2 3 4 5 6 2 3 4 5 6
(A) 2
(B) 7
(C) 8
(D) 3
(E) None of these

Union Bank of India Probationary Officers Exam., 2008 Reasoning : Solved Paper (Held on 7-9-2008)

1. How many such pairs of letters are there in the word GUARDIAN each of which has
as many letters between them in the word as in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

Union Bank of India Probationary Officers Exam., 2008 English Language : Solved Paper (Held on 7-9-2008)

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you locate them while answering some of the
questions.
Over the past few decades, many Asian nations transformed from poverty into global competitors.
From 2003 to 2007, Asian economies expanded at an average annual rate of 8•1%, triple that of
advanced economies. Over the same period, inflation in Asia averaged only about 3•5%. But Asia
could be facing turbulent economic times. In May, the average inflation rate throughout the region
reached nearly 7%, led by spikes in oil and food prices. In India, inflation jumped to an 11•6% annual
rate in June, according to the latest government figures, the highest in 13 years.

SBI Bank Po (Pt) Solved Paper (Held On July 6 , 2008)

Directions—(Q. 41–50) Read the following passage carefully and answer the questions given below it.
Certain words are printed in bold to help you to locate them while answering some of the questions.
The yearly festival was close at hand. The store room was packed with silk fabrics. gold ornaments,
clay bowls full of sweet curd and platefuls of sweetmeats. The orders had been placed with shops well
in advance. The mother was sending out gifts to everyone.

State Bank of India PO General Awareness (Held on 27-07-2008)

1. Which of the following statement(s) reflects India's stand on new World Trade Organization's
proposal on the issue of the subsidy to agro products ?
(1) India would protect the interest of its poor farmers who can not bear the burden of the cost of the
products if they have to sell them on cheaper rate.
(2) Indian industry needs more flexibility as compared to the industry in developed countries.
(3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the issue
of subsidy and find out a solution to the problem acceptable to all the parties.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (A)

SBI Bank Po (Pt) Solved Paper (Held On April 27, 2008)

1.As per the reports in the newspapers what has been the average growth of GDP during 10th
plan period (2002-2007) ?
(A) 9 %
(B) 9.3 %
(C) 8 %
(D) 8.7 %
(E) 7.6 %
Ans (E)
2. Which of the following is/are not part(s) of the Union Budget 2008-09 presented in the Lok
Sbha in February 2008 ?
(1) Defence allocation is increased by 10% to reach more than Rs. 1,00,000 crore.
(2) National Rural Guarantee Act is extended to all the rural districts.
(3) Debt Waiver Scheme launched to help all farmers irrespective of their land holdings.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) Only 3
(E) None of these
Ans (D)

Professional Knowledge Section of Punjab National Bank P.O. Exam, 2008 General Awareness : Solved Paper (Held on May 4-5-2008)

  
1. Nav Krishi is a programme by—
(1) Door Darshan
(2) All India Radio
(3) NIC
(4) ICRISAT
(5) MANAGE
2. One Acre is equal to…………..hectare.
(1) 0.0541
(2) 0.8032
(3) 0.1082
(4) 0.2514
(5) 0.4047

Punjab National Bank Agriculture Officers Exam., 2008 Reasoning : Solved Paper (Held on 4-5-2008)

1. Four of the following five are alike in a certain way and so form a group. Which is the one
that does not belong to the group ?
(A) Sand
(B) Stone
(C) Cement
(D) Brick
(E) Wall
Ans : (E)
2. If Yellow is called Green, Green is called Black, Black is called White, White is called Red,
Red is called Blue, Blue is called Orange then what is the colour of milk ?
(A) White
(B) Black
(C) Red
(D) Green
(E) None of these
Ans : (C)
3. Pointing to a photograph Seema said ‘He is the only grandson of my mother’s father-in-law’.
How is the man in photograph related to Seema ?
(A) Father
(B) Uncle
(C) Cousin
(D) Brother
(E) Cannot be determined
Ans : (D)
4. If ‘+’ means ‘×’, ‘×’ means ‘÷’, ‘÷’ means ‘–’ and ‘–’ means ‘+’ what is the value of—
17 + 15 – 135 × 9 ÷ 70 ?
(A) 270
(B) 240
(C) 170
(D) 200
(E) None of these
Ans : (D)
5. If it is possible to make a meaningful word from the fourth, the fifth, the sixth, the eighth and
the eleventh letters of the word GOURMANDISE using each letter only once first letter of the
word is your answer. If more than one such word can be formed your answer is X. If no such
word can be formed your answer is Y—
(A) D
(B) R
(C) M
(D) X
(E) Y
Ans : (D)
6. Four of the following five are alike in a certain way and so form a group. Which is the one
that does not belong to the group ?
(A) Silver
(B) Gold
(C) Nickel
(D) Copper
(E) Brass
Ans : (E)
7. In a certain code EXTRA is written as % 5 # 73 and NOSE is written as 4 @ 8%; how is
STORE written in that code ?
(A) 5#@7%
(B) 8#@7%
(C) 8#@%5
(D) 8@75%
(E) None of these
Ans : (B)
8. In a row of children facing North, Shamika is third to the right of Nikhil who is seventeenth
from the right end of the row. Ravi is fifth to the left of Shamika and is twentieth from the left
end. Total how many children are there in the row ?
(A) 39
(B) 38
(C) 37
(D) Cannot be determined
(E) None of these
Ans : (B)
9. How many such pairs of letters are there in the word EXAMINATION each of which has as
many letters between them in the word, as they have in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) None of these
Ans : (C)
10. In a certain code ACQUIRE is written as EIRUQAC, how is DENSITY written in that
code ?
(A) YTISNDE
(B) YITSNED
(C) YTISNED
(D) YITSNDE
(E) None of these
Ans : (D)
Directions—(Q. 11–15) These questions are based on the following letter/number/ symbol
arrangement.
Study it carefully and answer the questions.
T 8 # 1 7 F J 5 % E R @ 4 D A 2 B © Q K 3 1 ● U H 6 L
11. How many such symbols are there in the above arrangement, each of which is immediately
preceded by a consonant and not immediately followed by a vowel ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)
12. Four of the following five are alike in a certain way on the basis of their positions in the
above arrangement and so form a group. Which is the one that does not belong to the group ?
(A) E@%
(B) #78
(C) 5EJ
(D) U6●
(E) QKB
Ans : (E)
13. How many such vowels are there in the above arrangement each of which is immediately
preceded by a symbol and immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (B)
14. What will come in place of the question-mark (?) in the following series based on the above
arrangement ?
TL8 #6I 7HF ?
(A) FUJ
(B) JU●
(C) FU●
(D) JU5
(E) None of these
Ans : (D)
15. Which of the following is seventh to the right of thirteenth from the right ?
(A) 1
(B) ●
(C) F
(D) 7
(E) None of these
Ans : (A)
Directions—(Q. 16–20) In each question below are given three statements followed by two
conclus ions numbered I and II. You have to take the three given statements to be true even if
they seem to be at variance from commonly known facts and then decide which of the given
conclusions logically follows from the three given statements, disregarding commonly known
facts. Then decide which of the answer (A), (B), (C), (D) and (E) is correct answer and indicate
it on the answersheet. Give answer—
(A) If only conclusion I follows
(B) If only conclusion II follows
(C) If either conclusion I or conclusion II follows
(D) If neither conclusion I nor conclusion II follows
(E) If both conclusions I and II follow
Ans : (C)
16. Statements :
Some cards are plastics.
Some Plastics are metals.
All metals are pots.
Conclusions :
I. Some pots are cards.
II. No pot is a card.
Ans : (C)
17. Statements :
All chairs are tables.
All tables are trains.
All trains are buses.
Conclusions :
I. All tables are buses.
II. All trains are tables.
Ans : (A)
18. Statements :
Some machines are computers.
Some computers are calculators.
Some calculators are phones.
Conclusions :
I. Some phones are computers.
II. Some computers are machines.
Ans : (B)
19. Statements :
All spoons are bowls.
Some bowls are glasses.
Some glasses are plates.
Conclusions :
I. Some glasses are spoons.
II. Some plates are bowls.
Ans : (D)
20. Statements :
Some envelopes are packets.
Some packets are boxes.
All boxes are parcels.
Conclusions :
I. Some parcels are packets.
II. Some parcels are boxes.
Ans : (E)
Directions—(Q. 21–25) Each of the questions below consists of a question and two statements
numbered I and II are given below it. You have to decide whether the data provided in the
statements are sufficient to answer the question.
Read both the statements and give answer—
(A) If the data in Statement I alone are sufficient to answer the question, while the data in
Statement II alone are not sufficient to answer the question
(B) If the data in Statement II alone are sufficient to answer the question, while the data in
Statement I alone are not sufficient to answer the question
(C) If the data either in Statement I alone or in Statement II alone are sufficient to answer the
question
(D) If the data in both the Statements I and II are not sufficient to answer the question (E) If the
data in both the Statements I and II together are necessary to answer the question
21. Among D, B, J, T and F who was the first person to reach the office ?
I. D reached before J and F but after B.
II. B was not the first to reach office.
Ans : (E)
22. What is the code for ‘not’ in the code language ?
I. In the code language ‘do not go’ is written as ‘la ra de’.
II. In the code language ‘go to school’ is written as ‘ka ma ra.’
Ans : (D)
23. How many children are there in the class ?
I. Rita ranks 23rd from the top.
II. Anita ranks 17th from the bottom and is five ranks above Rita.
Ans : (E)
24. How is Neela related to Deepa ?
I. Neela’s mother is Deepa’s brother’s wife.
II. Neela is the only granddaughter of Deepa’s mother.
Ans : (C)
25. R is in which direction with respect to T ?
I. R is to the east of H who is to the north of T.
II. Q is to the east of T and to the South of R
Ans : (C)
Directions—(Q. 26–30) These questions are based on the following arrangements I & II. Study
them carefully and answer the questions that follow—
I. P T 7 A # 4 B C 3 @ K F 1 9 ●
II. E H L © 6 8 $ U 5 J M 2 D% 1
26. How many such symbols are there in arrangements I & II together each of which is
immediately preceded by a consonant and immediately followed by a numeral ?
(A) 3
(B) 4
(C) 5
(D) 1
(E) None of these
Ans : (E)
27. If P7© : TAL : : B3J : ?
(A) @KJ
(B) C@J
(C) C@5
(D) 3KJ
(E) None of these
Ans : (C)
28. Which element will be third to the right of seventh element from right end in the
arrangement I if the order of its elements is reversed ?
(A) 7
(B) #
(C) F
(D) 1
(E) None of these
Ans : (E)
29. What will come in place of the question mark (?) in the following series based on the
position of the elements in the above two arrangements ?
H7 ©# 8B ?
(A) U3
(B) $C
(C) 3J
(D) UC
(E) None of these
Ans : (A)
30. If the third, the fifth, the seventh and the ninth elements in arrangement II are replaced by
the respective elements in arrangement I, which element will be third to the left of sixth element
from the right end in arrangement II ?
(A) $
(B) B
(C) 7
(D) L
(E) None of these
Ans : (B)
Directions—(Q. 31–35) Symbols @, %, ●, $ and # are used with following meanings—
‘A @ B’ means ‘A is smaller than B’.
‘A % B’ means ‘A is greater than B’.
‘A ● B’ means ‘A is neither greater than nor smaller than B’.
‘A $ B’ means ‘A is either smaller than or equal to B.’
‘A # B’ means ‘A is either greater than or equal to B’.
Now in each of the following questions assuming the given statements to be true, find which of
the two conclusions I and II given below them is/are definitely true and give your answer
accordingly. Give answer—
(A) If only conclusion I is true.
(B) If only conclusion II is true.
(C) If either conclusion I or conclusion II is true.
(D) If neither conclusion I nor conclusion II is true.
(E) If both conclusions I and II are true.
31. Statements : G @ H, H ● Q, Q $ M
Conclusions : I. M % G
II. H $ M
Ans : (E)
32. Statements : F ● B, B @ E, E # J
Conclusions : I. F @ E
II. J $ B
Ans : (A)
33. Statements : R $ H, H % M, M # F
Conclusions : I. F $ H
II. F @ R
Ans : (D)
34. Statements : T # L, L % W, W @ V
Conclusions : I. L % V
II. T % W
Ans : (B)
35. Statements : K % L, L # T, I $ T
Conclusions : I. L % I
II. L ● I
Ans : (C)
Directions—(Q. 36–40) These questions are based on the following information—
Seven persons R, J, M, Q, L, T and K conduct workshop on Developing Managerial skills in
seven different companies A, B, C, D, E, F and G on a different day of the week from Monday
to Sunday. The order of persons, companies and days of the week are not necessarily the same.
J organizes workshop in Company D on Wednesday. Q does not conduct workshop for
companies A or C and conducts on the next day of L who conducts the workshop for Company
F. T conducts workshop for Company E on Friday. K conducts workshop on Monday but not for
Company C or G. M conducts workshop for Company A but not on Tuesday.
36. Who conducts workshop on Saturday ?
(A) M
(B) Q
(C) L
(D) Q or L
(E) None of these
Ans : (C)
37. On which day does Q conduct the workshop ?
(A) Sunday
(B) Saturday
(C) Tuesday
(D) Cannot be determined
(E) None of these
Ans : (A)
38. M conducts workshop on which day ?
(A) Saturday
(B) Sunday
(C) Tuesday
(D) Thursday
(E) None of these
Ans : (D)
39. Which of the following combinations of person-company and day is correct ?
(A) K–B–Wednesday
(B) R–B–Monday
(C) K–C–Monday
(D) K–G–Sunday
(E) None of these
Ans : (E)
40. Who conducts workshop for Company C and on which day ?
(A) R, Thursday
(B) R, Tuesday
(C) Q, Saturday
(D) Q, Sunday
(E) None of these
Ans : (B)
Directions—(Q. 41–45) Below in each question are given two statements (a) and (b). These
statements may be either independent causes or may be effects of independent causes or a
common cause. One of these statements may be the effect of the other statement. Read both the
statements and decide which of the following answer choice correctly depicts the relationship
between these two statements. Mark answer—
(A) If statement (a) is the cause and statement (b) is its effect
(B) If statement (b) is the cause and statement (a) is its effect
(C) If both the statements (a) and (b) are independent causes
(D) If both the statements (a) and (b) are effects of independent causes.
(E) If both the statements (a) and (b) are effects of some common cause
41. (a) Government of state ‘X’ imposed a higher sales tax on petroleum products compared to
the neighbouring states.
(b) All the petrol pumps in the state observed ‘bandh’ in protest.
Ans : (A)
42. (a) Attendance for the All India examination held in July 2006 was poor at all the centres.
(b) Western States of the country were affected by heavy floods during July 2006.
Ans : (D)
43. (a) High Court has declared stay on construction of residential buildings on the land under
dispute.
(b) A large number of middle class salaries people had booked flats in the buildings under
dispute.
Ans : (C)
44. (a) Residents in the locality have now decided to launch a cleanliness drive.
(b) Civic authorities in the city have recorded many cases of Cholera and gastro.
Ans : (B)
45. (a) Senior citizens of the city have complained about the late night disturbance
caused due to loudspeakers used during festivals.
(b) Though, the Government has issued a directive banning late night celebrations
involving use of loudspeakers, it is not being strictly followed in some of the areas.
Ans : (E)
Directions—(Q. 46–50) An organization wants to recruit Manager—HRD for its umbai
division. The following criteria have been laid down, to be eligible for selection. The candidate
must—
(a) Be a graduate in any discipline passed in first class with minimum 60% marks
(b) Have done post graduate degree/diploma in HRD or personnel management with minimum
65% marks
(c) Have cleared the selection test with minimum 50% marks
(d) Have cleared the interview with minimum 45% marks
(e) Be not less than 21 years and not more than 28 years of age as on 1.2.2007.
However, if a candidate satisfies all other criteria except for—
(i) At (b) above but has got-at-least two years post-qualification experience of working in HRD
department case may be referred to the Chairman of the organisation.
(ii) At (c) above but has secured minimum 45% marks in selection test and 55% marks in
interview the case may be referred to the President of the organization.
In each of the questions below, information of one candidate is given. You have to take one of
the following five decisions based on the information provided and the criteria and
conditions given above. You are not to assume anything other than the information provided in
each question. All these cases are given to you as on 1.2.2007. You have to
indicate your decision by marking answers to each question as follows. Give answer—
(A) If the candidate is to be selected
(B) If the candidate is not to be selected
(C) If the case is to be referred to Chairman
(D) If the case is to be referred to President
(E) If the data provided is not adequate to decide the course of action
46. Nalini Zaveri has done her graduation in Arts in first class with 60% marks and postgraduate
management diploma in HRD with 62% marks. Her date of birth is 16.1.1981. She has been
working in the HRD department of a bank for past three years after completing her postgraduation
diploma in HRD. She has secured 55% marks in selection test and 50% marks in
interview.
Ans : (C)
47. Rajesh Nalawade is a B. Sc. In first class with 75% marks and post-graduate in personnel
management with 60% marks. He is working as an Officer in administration department of an
organisation for past two years. He has secured 55% marks in selection test and 52% marks in
interview. He has completed 26 years of age in November 2006.
Ans : (B)
48. Shyam Bansode has passed B. Com. in first class with 65% marks and MBA in personnel
management with 72% marks. He has cleared the selection test with 58% marks and interview
with 52% marks. His date of birth is 17.5.1983.
Ans : (A)
49. Nikhil Agnihotri is a postgraduate in personnel management passed out in 2005 at the
age of 24 years securing 71% marks. He has secured 62% marks in selection test and 57%
marks in interview.
Ans : (E)
50. Sujata Shirke has passed out B. Com. in first class with 62% marks in 2003 at the age of 21
years. Thereafter she has done MBA with specialization in HRD with 72% marks. She has
secured 48% marks in selection test and 58% marks in interview.
Ans : (D)

Punjab National Bank Agriculture Officers Exam., 2009 Professional Knowledge (Agriculture) : Solved Paper (Held on 4-1-2009)

1. This ‘Biofertilizer’ is a nitrogen fixing micro-organism, beneficial for non-leguminous as well as for
vegetable crops—
(A) Rhizobium (RHZ)
(B) Azotobacter (AZT)
(C) Azospirillum (AZS)
(D) Blue Green Algae (BGA)
(E) Phosphate Solubilising (PSB) mobilizing bacteria
2. What percentage of total area under Banana cultivation in India presently, is cultivated by using
Tissue-cultured (GMO) plantlets ?
(A) 10 per cent
(B) 15 per cent
(C) 20 per cent
(D) 25 per cent
(E) 30 per cent

Punjab National Bank (Agriculture Officers) Exam, 2009 English Language : Solved Paper (Held on 4-1-2009)

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you locate them while answering some of the
questions.
We should recognise the indebtedness of the country to its farm families who toil to safeguard national
food security. Loan waiver is the price we have to pay for the neglect of rural India over the past
several decades. There has been a gradual decline in investment in key sectors related to agriculture
such as infrastructure, marketing, post harvest technology etc.

Oriental Bank of Commerce Probationary Officers SOLVED PAPER 2008

GENERAL AWARENESS
1.Jayasuriya who decided to take retirement from Test Cricket is from which of the following countries ?
(A) Pakistan
(B) India
(C) West Indies
(D) South Africa
(E) Sri Lanka
2. In order to give impetus to agri-culture which of the following states has launched Contract Farming
Scheme ?
(A) Jammu and Kashmir
(B) Orissa
(C) West Bengal
(D) Haryana
(E) None of these

Oriental Bank of Commerce Probationary Officers Exam. 2008 (Held on 21-12-2008)

General Awareness: Solved Paper
1. Which of the following crops cannot be called a Plantation Crop ?
(A) Wheat
(B) Oil Palm
(C) Rubber
(D) Coffee
(E) Coconut
2. Which of the following is the name of the spacecraft launched by India as a part of Mission to Moon ?
(A) Moon-1
(B) Chandrayaan-1
(C) Kalpana
(D) RADOM
(E) None of these

Oriental Bank of Commerce English Paper on January 2009

Directions—(Q. 1 to 15) Read the following passage carefully and answer the questions given below it.
Certain words have been printed in bold to help you to locate them while answering some of the
questions.
The Emperor’s brother-in-law was also his Prime Minister and his avourite courtier. He was not liked
by the other courtiers as a result. Jealous of the Emperor’s brother-inlaw the courtiers once said, “Your
Majesty, why don’t you appoint one of us as Prime Minister ? Subjectus to a test to see who is truly
the right person to be Prime Minister.” At the time the Prime Minister was out hunting with another
courtier. In pursuit of their prey they mistakenly rode into the neighbouring kingdom. As they were
strangers and had weapons they were arrested as spies by the soldiers there and were certain to be
sentenced to death by the ruler, King Amir.

Nabard Bank Officers Exam., General Awareness : Solved Paper (Held on 30-3-2008)

1. Which of the following was the reason owing to which public unrest broke out in Pakistan and an
Emergency was declared a few months back ?
1. Sudden death of former Prime Minister Benazir Bhutto.
2. Announcement of General Elections.
3. Appointment of a new Chief of Army in place of Gen. Pervez Musharraf who was very popular
leader there.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

Indian Overseas Bank Probationary Officers Exam., 2008 General Awareness : Solved Paper (Held on 15-6-2008)

1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the global
economy. However, which of the following cannot be called as the direct effect(s) of ‘Rise of the
BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap Agreement’ with
various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
2. As per the reports published in the newspapers/journals how much amount the Govt. of India is
planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore
3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%
4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2.80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3
5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is launched in
Delhi and Haryana States for members of unorganized sectors. Under the scheme each family is likely
to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000
6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt. of India. Who
amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these
7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has been
the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%
8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01
9. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of the
scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these
10. The President of India recently signed the much-awaited notification for the implementation of the
suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their origin.
They will also be like Public Sector Banks
(E) None of these
11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31
12. As per the reports published in the newspapers the banks, particularly public sector banks are tying
up with various rating agencies for providing a qualitative assessment of the credit needs of the
borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3
13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency Notes’. What is/are
the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent
practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these
14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these
15. As per the reports published in various journals and newspapers the ‘small borrowers’ in rural areas
still prefer to take informal route for their credit needs. Which of the following is the ‘informal route’ of
credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these
16. The Planning Commission of India has set up a 12 member committee on financial sector reforms.
Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these
17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these
18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these
19. The government of India recently constituted the New Finance Commission (13th). What are its
major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
20. Who amongst the following was the Captain of the Indian cricket team which registered its victory
in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar
21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA
22. Who amongst the following has taken over as the President of Serbia after the General elections
held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these
23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the CEO of
which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these
24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic
25. Saina Nehwal won the Seniors’ Championship match of which of the following games held in Goa
in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton
26. As per the news published in some newspapers magazines two PSUs National Thermal Power
Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’. What is the full form of ‘SPV’
?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these
27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct
investment in the field of mobile television services. Upto what extent FDI is allowed in this field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%
28. As per the performance assessment data released by the Economic Advisory Council (EAC) in
January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these
29. Which of the following is the name of very violent and serious types of winds which bring lot of
disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these
30. The Global Employment Trends Report 2008 published by the International Labour Organization
has indicated that there may be increase in global unemployment. What according to them is/are the
major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these
31. As we have noticed many banks of Indian origin are opening offices/branches in foreign countries.
Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in
many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3
32. Many economists, bankers and researchers in India often advocate that banks should equip
themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of the
Corporate banking is likely to change in terms of size, composition of services and also the quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this
reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian
countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account in
his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and then in
rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere without any
problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion
35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO negotiations.
What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these
36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed to get
increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these
37. A National Development Fund was created by the Government of India a few years ago. What was
the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these
38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these
39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka
40. Who amongst the following is the author of the book ‘Economic Nightmare of India’ ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these
41. As per the targets for 11th plan educated unemployment is to be reduced to which of the following
levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%
42. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff
43. India recently signed a pact with which of the following countries on solving the problems of
Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these
44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these
45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these
46. Who amongst the following is the winner of Padma Vibhushan Awards given away recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these
47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards given away in
January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India
48. A meeting of the European Leaders was held in January 2008 at which of the following places to
discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan
49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these
50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these
Answers with Hint
1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B)
7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is 21.5%.
8. (D) 9. (C) 10. (A) 11. (E) 12. (A)
13. (C) 14. (A) 15. (D) 16. (B) 17. (A)
18. (A) 19. (B) 20. (A) 21. (C) 22. (A)
23. (A) 24. (E) 25. (E) 26. (B) 27. (E)
28. (A) 29. (B) 30. (D) 31. (E) 32. (A)
33. (D) 34. (E) 35. (A) 36. (D) 37. (A)
38. (E) 39. (A) 40. (C) 41. (A) 42. (C)
43. (D) 44. (A) 45. (C) 46. (D) 47. (E)
48. (A) 49. (E) 50. (E)